The United States has a rich history of welcoming citizens from all religions, ideologies and nations to pursue the American Dream. Owning a home is a key part of this dream, and we help non-U.S. citizens find the perfect home or commercial property by matching them with affordable mortgage terms.
The Foreign Nationals Program finds competitive interest rates that fit an international borrower’s financial resources. Each case is different, but our comprehensive network of lenders will ensure market-leading rates and flexible loan conditions.
In mortgage terms, what is a foreign national?
A foreign national is a non-U.S. citizen. He or she will usually have credit, earn income and own a permanent domicile in a nation other than the United States. International borrowers may apply for a loan to purchase a second home or a commercial property.
What are the requirements to finance with the Foreign Nationals Program?
Although Centex Capital streamlines the process of obtaining a loan, there are certain requirements to qualify for the Foreign Nationals Program. These include an Individual Taxpayer Identification Number (ITIN) and a valid passport. Assets and income must be verified. Borrowers cannot live in the mortgaged property on a permanent basis, but can lease the property when it is unoccupied.
What are the benefits of Centex Capital’s Foreign Nationals Program?
We work with a variety of lenders, each with a specific area of expertise. For the borrower, this means more options, like fixed or adjustable interest rates, and loan terms that vary in duration. Borrowers from all occupational backgrounds are welcomed, including the self-employed, as long as their income and assets can be verified.
With more than a decade of experience matching borrowers with the perfect loan terms,we know the fastest, least-expensive way to help you accomplish the goal of financing a property in the United States.
Contact us at (800)842-2910.