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Stated Income Mortgage

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The stated income mortgage has gotten a bad name over this past housing bubble burst and it can be a difficult loan to obtain. While there are many self employed business owners in the city, lenders still have reservations in giving these types of loans without the borrower having to jump through several hoops and wade through miles of red tape.

It is not recommended that you attempt to do this on your own. Contact us, we are a qualified and reliable loan professionals here at Centex Capital, and let us deal with all the headaches while you concentrate on your business and home finances. We are a no income loan specialists that know how to structure the deal and make it work. Our experience with self employed borrowers and 1099 employees makes us stand out from the the rest of the mortgage companies.

Stated income mortgage loans were popular before the bubble burst and many unscrupulous lenders doctored the numbers to get loans that were nearly impossible for the borrower to repay. We will help you avoid being taken for a ride by lenders, since the rates they find for your mortgage will be in line with what you can afford to repay. We have a few programs available to contact us for more information.

Since it can be difficult to show growth projections for a small business owner with any verifiable proof a stated income mortgage can be the ideal solution. The loan is based on the stated income, building worth, and the ability to repay the loan based on current financial condition of the borrower, (credit and assets, income is not verified.).

Let us consult you on the type of programs that are available in today’s stated income market.

  • No limit of number of properties owned
  • No Tax Returns
  • Loans to $2 Million
  • 1-4 Families + Condos
  • 5+ Unit Multifamily & Mixed-Use
  • Office, Retail, Warehouse, Self Storage, Automotive Service ( No gas stations).
  • Lending in Continental United States
  • LLC program
  • Call for Terms and Pricing
  • At least 650 Credit Score is Required

Contact us to see if you qualify for a Stated Income Mortgage.  Email us or call us at (800)842-2910, our licensed loan consultants are here to answer your questions. 

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